Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process ensures that even if you have been previously declined, we can help you secure a mortgage. Our self-employed mortgage options take into account the reduced taxable income resulting from claimed expenses, making it easier for you to qualify. If your expenses impact your qualifying income, our Stated Income mortgage can be a useful solution. We also accept dividend and investment income, as long as stability and proof requirements are met. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, all of whom accept reasonable income estimates. If you are a Business For Self (BFS) borrower, we have options tailored specifically for you. Give us a call to learn more!

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